ENABLEYOUR BRAND

Turn-Key Co-Branded Visa Card Programs

ONE CORE.MULTIPLECHANNELS

YOUR BRAND Visa debit card beside a WHITE-LABEL mobile wallet
YOUR BRAND Visa debit card + WHITE-LABEL mobile wallet

A NEW KIND OF CARD PROGRAM

THE NEWCREDIT CARD,IS ADEBIT CARD

Real savings for daily American needs.

Debit accounts. Food. Gas. Health. Wireless. Financial services. National brands. One meaningful digital banking and card-rewards experience.

SELECTABLE PROGRAM MODULES

SELECT ADDED-VALUE REVENUE-SHARING FEATURES FOR YOUR PROGRAM.

Build beyond the card. Choose the approved wallet, commerce, communications, payout and API modules that fit your audience, operating model and revenue strategy.

01

Mobile Wallet Enablement

Select partner-enabled services that make your branded wallet useful beyond card access—and can create approved revenue-sharing opportunities.

OPTIONAL REVENUE-SHARING MODULE

MCN B2C International Move Money

Add partner-supported international money movement and cash-pickup reach, including MoneyGram capabilities where approved.

OPTIONAL REVENUE-SHARING MODULE

Merchant Distributor / Processing Portal

Give participating merchants a managed onboarding, processing and reporting portal with configurable distributor economics.

OPTIONAL REVENUE-SHARING MODULE

PayPal + Venmo

Connect approved wallet flows to payment experiences cardholders already recognize, subject to partner and program configuration.

OPTIONAL REVENUE-SHARING MODULE

Charity Module

Enable opt-in donations, campaign giving and cause-based engagement that can strengthen affinity and cardholder loyalty.

OPTIONAL REVENUE-SHARING MODULE

Buy / Sell Gold + Silver

Offer partner-integrated precious-metals access inside the wallet, with required disclosures, custody and transaction controls.

OPTIONAL REVENUE-SHARING MODULE

Buy / Sell Equities

Add a regulated brokerage-partner pathway for eligible users to access equities without leaving the branded experience.

OPTIONAL REVENUE-SHARING MODULE

CARD Marketplace

Curate card-linked offers, products and services in a branded marketplace built to drive engagement and partner revenue.

OPTIONAL REVENUE-SHARING MODULE

EyeQ Video Recognition

Use opt-in, privacy-controlled video recognition to support approved engagement, verification and personalized experiences.

OPTIONAL REVENUE-SHARING MODULE

Micro Loan Origination

Route eligible applicants through a partner-led micro-loan intake and origination flow with lender-controlled underwriting.

OPTIONAL REVENUE-SHARING MODULE

International Long Distance Calling

Add prepaid international calling access as a practical wallet utility for globally connected cardholder communities.

OPTIONAL REVENUE-SHARING MODULE

Global Wallet-to-Wallet Payouts

Support approved reward, payroll and commission payouts between wallets with program-level controls and reporting.

OPTIONAL REVENUE-SHARING MODULE

US W-2 Payroll Module

Enable payroll onboarding and disbursement through an approved provider across all 50 US states.

02

Wireless Enablement

Bundle branded wireless service with the wallet and card relationship to add recurring utility and retention potential.

OPTIONAL REVENUE-SHARING MODULE

US Verizon Wireless Resale

Offer approved Verizon-network resale plans through a program-specific wireless storefront and service workflow.

OPTIONAL REVENUE-SHARING MODULE

US T-Mobile Wireless Resale

Offer approved T-Mobile-network resale plans with branded enrollment, payment and ongoing customer engagement.

03

API Module

Connect your existing systems to the ProIssuer program layer so approved data and services can move where your operation needs them.

OPTIONAL REVENUE-SHARING MODULE

JSON API

Integrate approved card, wallet, rewards, merchant, payroll and reporting workflows through documented JSON endpoints.

BUILD THE RIGHT FEATURE MIXREADY TO ENABLE YOUR BRAND?

Tell us about your audience, funding and preferred modules. ProIssuer will help shape an approval-ready program path.

Ready to enable your brand?

Module availability, revenue sharing, provider participation, geography and launch timing depend on executed agreements and sponsor-bank, network, partner and regulatory approval. Investment, lending, precious-metals, payroll, wireless and money-movement services are provided only through appropriately authorized partners.

THE CONSUMER PROMISE

CLOs + Rewards for Everyday Needs.

ProIssuer programs are designed to put visible, merchant-funded value back into the purchases households already make. Card-linked offers can recognize qualifying spend automatically—without coupon codes or a new payment habit.

Cash back where life happens.Relevant offers. Familiar card behavior. Measurable everyday value.
01Save on monthly fees with debit accounts.
02Save on daily items such as food, gas and health.
03Save with offers from national brands.
04Save on wireless service.
05Save on health services.
06Save on financial services.
07Save on daily American needs.
HOW IT WORKSLink an offerUse the enrolled cardEarn qualifying valueRepeat everyday
BUILT WITH PURPOSE

Meaningful digital banking programs.

Debit accounts, digital wallet and everyday-value experiences designed around practical household needs.

CARDS THAT WORK HARDER

Meaningful Visa & Mastercard programs.

Familiar payment credentials enhanced with approved, relevant and measurable rewards.

Offer availability, eligibility, funding and reward terms vary by participating merchant and approved program configuration.

WHY PROISSUER

From brand idea to approval-ready card program.

ProIssuer coordinates the commercial, product and control layers between your audience and a launch-ready white-label or co-branded Visa or Mastercard program.

01

Your brand first

Put your identity at the center of the card, wallet and cardholder experience while approved partners support the regulated rails.

Choose a product
03

A managed launch path

Move through KYB, program design, partner alignment, approvals, integration and launch with clear readiness gates.

See the launch process

MANAGEMENT IS CRUCIAL

Experienced operators behind the ProIssuer program layer.

Save America Financial Group, LLC combines prepaid-card, financial-services, compliance, technology, loyalty and business-development leadership so client programs are guided by people who understand the real work behind launch.

01

Experienced Managing Partners

Over 22 years in implementation, integration and execution of Visa and Mastercard programs.

01Chief Executive Officer

Oscar Bazan

CEO

Oscar has over 22 years of experience in the prepaid industry, co-branding with Visa and Mastercard globally and overseeing card-program operations.

02Managing Partner

James Corazzini

Managing Director

James has over 25 years in financial services and leads client relations, call-center locations, enrollment and acquisition workflows globally.

03Compliance Officer

Brad Johnson

Compliance Director

Brad has more than eight years in financial services, with experience in processing applications, compliance and implementation of programs.

02

Experienced Upper Management Team

C-level leadership includes a former bank CFO and a former Visa International VP with deep financial-services and program-development experience.

01Chief Financial Officer

Mark de Backer

CFO

Mark is a former financial-services executive with roles including CEO and CFO of an equipment-finance specialty company, two banks and one SEC registrant.

02Chief Consulting Officer

Des Docherty

Consulting Officer

Des has over 25 years of experience in financial services, including more than 20 years with Visa International as a VP of business development.

03

Experienced Co-Founders & Advisory Board

Co-founding advisory leadership brings business development experience across financial and enterprise companies.

01Advisory Board Director

Jeff Bazan

Managing Partner / COO

Jeff Bazan is a pioneer in the open-loop Visa and Mastercard prepaid industry, with experience across U.S. payment systems and global payment networks.

02Save America Financial Group Co-Founder

Bret Lee

Advisory Board

Bret brings national relationship development experience with entrepreneurs, ambassadors, political communities and public-facing campaign operations.

03Rewards & VIP Programs

Vanessa Poncetti

Loyalty & Retention Director

Vanessa has operated in hospitality loyalty and rewards for 15 years and supports VIP rewards operations across Las Vegas, Nevada and Miami, Florida.

THE PLATFORM

One commercial layer. Many approved propositions.

ProIssuer connects fintechs, entrepreneurs, enterprises and affinity brands to managed bank, network and technology infrastructure—then layers brand experience, rewards strategy, launch management and portfolio intelligence on top.

Control principle

No brand, geography, funds flow or product is assumed approved because another program is live. Each launch requires its own SOW, diligence, approvals and readiness evidence.

TURN-KEY ORCHESTRATIONPROISSUER WHITE-LABEL PLATFORM

One configurable commercial layer connects each approved brand to the product, rewards and operating capabilities below.

01
Debit account

Account, ledger and reporting

02
Mobile wallet

iOS, Android and web

03
Co-branded cards

Debit, virtual and physical

04
Rewards + CLO

Cash back, miles and fuel

05
Marketplace

Affinity and local merchants

06
Money movement

Domestic and international

07
Everyday savings

Groceries, fuel and dining

08
Payroll + expense

Corporate controls

APPROVED PROGRAM OUTPUTYour brand. Your cardholders. One managed backbone.

UNIVERSAL EVERYDAY VALUE

Make debit useful after the first swipe.

Merchant-funded offers transform a familiar payment credential into a repeatable acquisition and retention engine.

Proprietary Solution

Card-Linked-Offers (CLO)

Your brand can turn everyday purchases into relevant cash-back, miles, fuel and local-value moments inside a familiar debit-card experience.

YOUR BRANDVISA
9:22YOUR BRAND
LoadSendOffersAccount
Grocery8% backDaily essentials
Fuel10¢/galGas savings
Dining12% backRestaurants
Health5% backWellness
Wireless$15 valueConnected service
TravelMilesAirline rewards

AI offer engine

Approved purchase history, location, merchant and program data can help create timely, relevant offer messaging while your brand stays front and center.

“Do not ask consumers to learn a new financial behavior. Make the credential they already understand materially more valuable.”

01LinkCardholder connects a card-linked offer to the enrolled credential.
02SpendThe cardholder uses the same Visa or Mastercard behavior they already know.
03RecognizeThe platform checks approved merchant, location and transaction rules.
04RewardQualifying value is messaged to the wallet and posted per program rules.
05RepeatFresh offers give cardholders a reason to come back again.
Merchant fundedReward value can be supported by participating offers
Program configuredRevenue sharing follows approved partner economics
Performance visibleTrack engagement, qualifying activity and portfolio value

HOW IT WORKS

A clear offer loop built for your brand.

ProIssuer turns card-linked offers into a branded operating flow: configure the program, enroll cardholders, match qualifying transactions and deliver measurable value.

01Configure

Your brand selects approved offer categories, funding rules, messaging and program economics.

02Enroll

Cardholders activate eligible offers inside the branded wallet experience.

03Transact

Everyday spend is matched against approved merchant and card-linked-offer rules.

04Deliver

Cash back, miles, fuel value or other approved rewards are delivered and reported.

SPENDUse the linked card
REWARDDeliver qualifying value
REPEATReturn for fresh offers

FROM KYB TO LAUNCH

A clear path from program concept to market readiness.

ProIssuer sequences commercial decisions, program design, providers, controls and approval evidence so every dependency has an accountable next step.

01

Discover

Audience, economics and commercial fit

02

Diligence

KYC/KYB, vendors, controls and approvals

03

Design

Brand, card, wallet and reward configuration

04

Integrate

Bank, processor, APIs and reporting

05

Validate

Security, UAT, reconciliation and support

06

Launch

Written readiness, monitoring and optimization

START WITH PROGRAM FIT + KYBREADY TO ENABLE YOUR BRAND?
Ready to enable your brand?

YOUR BRAND. YOUR PROGRAM. YOUR CARDHOLDERS.

Ready to enable your brand?

Start with program fit, funding and KYB. ProIssuer will help define the right card product, added-value modules and approval path.